Frequently asked questions
What do I need to qualify for the Loan?
1. You must be over the age of 18.
2. You must have a Social Security Number (SSN) or Tax Identification Number (ITIN).
3. We offer both Personal and Business Loans.
4. Business must be located or operate within the United States.
5. If you recently received a SBGF loan, we will take this under consideration during the underwriting process. We want to ensure your financial health and small business success.
What type of business does Small Business Growth Funds lend to?
We can consider lending to businesses with any structure: sole proprietors, limited liability companies, corporations, partnerships, and nonprofits. SBGF lends to businesses in a wide variety of industries, including food and beverage, transportation, retail, manufacturing, design, software, professional services, construction, landscaping, and many more.
Does Small Business Growth Funds charge a fee or penalty if i pay my loan off early?
No, we don't charge prepayment penalties. Your cost for taking out a loan will include the closing fee and interest accrued until the balance is paid in full. Late fees and collection fees may be charged if you do not pay as agreed.
Does Small Business Growth Funds Lend to Startup businesses ?
Yes! We lend to businesses that are up and running as well as to aspiring entrepreneurs who are starting a business.